Lake of the Ozarks Industry leaders serving the lake area for over 45 years!
First Time Home Buyer
Looking for your first home at Lake of the Ozarks is an exciting experience. You can rely on lakeozarkmortgage.com to help guide you through the often burdensome steps by providing the experience and knowledge a first time home buyer needs. First time home buyers might not be familiar with how to embark on the home buying process. Through the partnership of services provided by Strick Group USA Mortgage and Ozark Realty our staff has the answers to the questions you might have. We can steer you through the process from start to finish preventing unnecessary frustration. First time home buyers should know that we have developed a series of questions that will take not more than 15 minutes of your time to help you become prequalified for a home loan within a day! That's right within one day we can give you a pre-qualification letter that provides you with the first crucial step in identifying a home that fits within your budget. Become comfortable with us as our staff is not just highly trained on Mortgage and Real Estate services, we are also local professionals with extensive knowledge of the many communities that make up the Lake of the Ozarks. From a Country home in Eldon, Iberia or Brumley to a Lake home in Sunrise Beach, Porto Cima, Four Seasons, Osage Beach or Camdenton we offer the services you will need to make your home buying wishes come true.
Home Refinancing
Deciding to refinance your home can be a decision that requires a 3rd parties opinion. Strick Group USA Mortgage professionals can answer all your refinance questions. If you are looking to refinance to pay off other bills, reduce your current mortgage rate or possibly consider a HELOC (Home Equity Line of Credit) our professionals can give you the information that will help you make the right decision. lakeozarkmortgage.com provides a unique approach to Real Estate and Mortgage services by providing both teams of professionals together for our clients needs. Strick Group loan officers will happily help you refinance your home or help find the right loan to purchase a new house, all with the assistance of our Ozark Realty staff. When purchasing at the Lake of the Ozarks, our in-house operations staff allows for a very streamlined process!
Refi to purchase your Lake Home or Condo
By refinancing your current mortgage, you could help buy yourself a new lake house, condo, or even that house on the golf course you’ve been dreaming of. The Strick Group is ready when you are to start the refinance process and our Ozark Realty staff is already looking for that perfect place at the lake you’ll get to call home!
Rental Home or Investment Property Lending
Investment property lending refers to residential properties with four units or less, which there happens to be a lot of those types of properties at Lake of the Ozarks surrounding communities such as Osage Beach, Lake Ozark, Sunrise Beach, Camdenton and Eldon, Missouri. If you’re looking for investment property lending assistance, our collaborative team of loan officers and realtors from the Strick Group USA Mortgage and Ozark Realty can make it happen. Lending doesn’t have to be hard, let us help!
Fix & Flip Loans
Thinking about flipping a few houses? Getting a Fix and Flip loan is the way to go, and we are here to get the job done. Many people are not aware there is a loan designed just for short term ownership of flipping! Strick Group USA Mortgage team of experienced professionals want to help you get going on all your housing projects. The Lake of the Ozarks area offers a lot of opportunities for purchasing a home or lake condo that needs repairs in order to be sold for a better price. Between Strick Group USA Mortgage loan officers and Ozark Realty realtors, we will have you ready to go with a Fix and Flip loan in no time.
VA Lending Ozark Realty has a Veteran Agent
Veterans are the backbone of our country. We have fathers grandfathers, siblings and a Realtor agent at Ozark Realty that have served our country. We know VA lending inside and out and can assist any veteran with questions regarding their qualifications. Look no further than lakeozarkmortgage.com for your VA lending needs.
Can your dock be included in your home loan?
When purchasing at the Lake of the Ozarks, it is important to work with experts in our area because of the unique nature of boat docks and boat slips often located on community owned property. These amenities require specific loan programs and require additional diligence in the loan process, to properly include them in the sales contract and in the collateral value when financing your home. At Lake of the Ozarks Mortgage, you will be working with our local experts, who will help you navigate these dynamics and make sure you are getting the best deal for your lake property.
How much can I spend on my vacation Residence?
Lake of the Ozarks, offers a wide variety of properties from multi million dollar lakefront Estates, Condos of numerous sizes and amenities to fishing cottages under $100k To find out what loan amount you qualify for to obtain your new vacation residence simply fill out our online form and submit it to us. We will get back to you in less than 24 hours. Strick Group loan officers have loan programs that require as little as a 10% down payment!
Jumbo Home Loan
Many Lakefront residences at Lake of the Ozarks would fall into the category of a JUMBO loan. We specialize in JUMBO loans in Porto Cima, Four Seasons and The Villages as well as other prominent subdivisions at Lake of the Ozarks. There are multiple factors that determine if your loan is a JUMBO or not. Nationally the loan amount is $453k or more to be considered a JUMBO loan. Not all lenders offer Jumbo loans however if we didn’t we wouldn’t be in this market place as the average price of Lakefront homes sold is currently over $350k. Jumbo refers to loans that exceed the limits set by the government-sponsored enterprises that buy most home loans, and we are here to help you sort through all of that. Strick Group USA Mortgage loan officers are familiar with the requirements for a JUMBO loan and deal with them on a daily basis. Contact us to help get the process started it doesn’t take any more time than a smaller loan!
Condo Financing
Many borrowers, especially first-time vacation residence buyers, gravitate toward buying a lake condo because the prices are generally less than other lake properties. Buying a condo is often a stepping stone for a buyer to enter the Lake of the Ozarks market and then grow into their next residence. Ozark Realty agents have watched many of their past clients start with a condo and end up with a primary or retirement residence. Ozark Realty even offers a past client discount on their services so keep that in mind when choosing an agent. If you buy a condo and use it a few years and decide to sell it and step into a different property know our agents will be here for you and treat you to special discounts and services. When it comes to a condo at Lake of the Ozarks we have sold and financed them all. Contact us to get started with your Condo purchase at Lake of the Ozarks.